Monday, September 17, 2012

Friday, September 14, 2012

Dolly Parton’s Imagination Library Offers Kids Free Books

Offers Kids Free Books



© Dolly Parton's Imagination Library

According to  at About.com, if you visit Dolly Parton’s Imagination Library at http://www.imaginationlibrary.com/; and click REGISTER MY CHILD at the top of the page, Dolly Parton’s Imagination Library will send a free book to your child every month from birth to age 5.

Some restrictions apply. (Like your child needs to live in participating communities in the U.S., Canada, or the U.K.) 

Please click the Article Source link below for more information; and/or visit http://www.imaginationlibrary.com/.

Article Source: http://freebies.about.com/od/familyclubs/p/dolly-partons-imagination-lib.htm?nl=1


All the Best,


Wednesday, September 12, 2012

True Money-Saving Stories

True Money-Saving Stories

(From the UK via Piggy Bank)


It’s interesting to hear of real-life stories of how people have managed to save money. But it’s important to remember that what might work for you might not work for everyone else.

For example, some years ago we got rid of Sky TV and installed Freeview, thinking that the range of channels was almost as good (we didn’t watch over 90% of the channels anyway) and that we’d save on a monthly subscription. Great idea, except that we soon realised we actually missed having Sky and valued the choice on offer plus the Sky+ box, so we subsequently had it re-installed!

Another example, after listening to classical music and smelling filtered coffee on a trip round a bookstore we decided to buy a coffee filter machine. It was a great idea at the time. Except that we only used it twice and it languished in the bottom of a cupboard until we finally gave it away.

Here are some snippets and ideas that we have picked up from friends and family on how they’ve managed to save money.

Razor blades. These can be expensive to buy and get thrown away after use. An electric razor may not be as close a shave but it’s far less expensive in the long run.

After Christmas and some weight gain, a year’s subscription to a gym seems liked a great idea. How often did they go? Once! Instead this person cancelled their subscription and now takes long walks with the dog to keep fit.

Food we don't eat. For example bananas. Sure, you eat the first 3 out of a bunch of 9 before the rest start turning brown. Why not just take 3 off a bunch and leave the other 6 behind?

ATM fees. One recent example we found when we were stuck for money and just needed a tenner for a few bits was an ATM in a shopping complex, which charged a fee of £1.50 per transaction. On a tenner that’s 15% interest! The lesson: don’t get caught short of cash in areas without free-to-use ATMs.

Newspapers. How many of us fill up our paper recycling bin with unread newspapers every week? With today’s hectic lifestyle very few of us actually read the full paper, perhaps just skimming the headlines and juicy stories. Most of the news is available on-line – sorry tabloids but it’s an expense that we can do without.

A contentious one and not for us, but a friend of ours has stopped buying lottery tickets. Every time he bought fuel or visited the shop he bought a ticket, spending an average of £5 per week on them. After 10 years he has won around £50, so he has stopped buying them saving £260 per year.

Another well trumpeted one to avoid is credit cards. Great for convenience and being able to buy things you can’t afford immediately but a real sting in the tail with interest rates. Try not to use them as they can be very expensive. Good planning combined with a bit of self-discipline will allow you to utilize a savings account instead of a credit card. This site will allow you tocompare various savings accounts. Over time the money you save will be substantial.


Toys for the dog. The kids insist on buying a toy for the dog every time they go shopping. As a consequence, we now have a storage bin full of stupid (and largely unused) dog toys. Complete waste of money!

Any of these sound familiar?
Saving money, how to save money and reduce outgoings. All material © Piggy Bank unless otherwise stated. We are not responsible for the content of external sites. The tips and ideas included in this site do not constitute any form of financial advice. With regards to financial or other products, we do not make any specific recommendations regarding their suitability.

Article Source: http://www.piggy-bank.org.uk/money_saving_stories_33.html

Thank you Piggy Bank!

All the Best,


Monday, September 10, 2012

Video: How America's Cheapest Family Lives and Saves Money

Video:
 America's Cheapest Family 
Lives and Saves Money


Uploaded by  on Oct 7, 2010

Here's a helpful tip from the comments below that video:


Eat less meat, stop drinking soft drinks/drink more water, shop around for cheaper car insurance, never co-sign, max out your 401 K at work, make a budget, stay away from malls/stores, eat in more, use coupons, buy used, use your local library, brush & floss teeth daily, take care of your health, borrow dvd's from library/redbox, buy a IRA Roth every year, learn about investing at your library, google Dave Ramsey/Clark Howard, don't lend money, shop at thrift stores, buy in bulk. -- Posted by: dontgetmarried999 


Thank you Steve and Annette Economides (a.k.a. America's Cheapest Family), , and dontgetmarried999!

All the Best,



Friday, September 7, 2012

Freebies Frenzy




If you are looking to get free samples by mail, you will need to submit your name and address to various websites where companies are giving away their free samples.
===> Get Your Free Samples by Mail by signing up to our free newsletter <===
Signing up to our free newsletter will enable you to be notified instantly of new samples that are available so you can be assured to get them before they run out. You can also browse through many of the free sample offers on our website here to start requesting them.  
Some important things to note about free samples by mail:
    • Many times companies will offer the free samples in return for a short survey or questionnaire to get information about you.  This helps them gather research about their consumers and help enhance or improve the product after getting the data and feedback from you.
    • In the new world of social media, many companies are using the power of Facebook to offer their free samples by mail.  You will need to have a Facebook account in order to participate in these types of freebie offers.   Companies are finding that its more powerful to their brand to engage users via Facebook.
    • Free samples run out and often times fast!  Even if a company is giving out 50,000 free samples, more times than not these will be gone very quickly in a matter of a day or more depending on how good the sample is.  So its important to act right away when you see a free sample offer come up on our website or via our newsletter email.
Article Source: http://freebiesfrenzy.com/free-samples/free-samples-by-mail/


All the Best,


Wednesday, September 5, 2012

Mass Money-Saving Tips


Before You Go to the Store

At the Store

  • Buy fresh fruits and vegetable in season. Find out which fruits are in season now. Farmer's Markets are great places to shop for deals.
  • Look for store ads and coupons and join your store's discount card program.
  • Join a Community Food Co-Op and share the cost and food with a friend.
  • Buy canned or frozen fruits on sale. Make sure fruits are packed in water or 100% juice, and that there's no added sugar.
  • Buy canned or frozen veggies on sale. Before cooking canned veggies, rinse them in water to cut down the salt.
  • Try the store bands- they are just as good as brand names, and can be a lot cheaper.
  • Use your food budget wisely. For the price of a party-size bag of chips and a box of cookies, you can buy a variety of healthier items such as apples, bananas, carrots, peppers, etc.

When You Get Home

  • Do "batch cooking" when you have the extra money and time. You can cook a large amount of soup, chili or spaghetti sauce, divide it into smaller portions, label and date it, and freeze them to eat later in the month.
  • Take advantage of leftovers to save food dollars. For example, prepare a roast, serve half of it, and freeze the remaining half. Use later with vegetables for a quick soup, on tortillas, in stir fry or in hash.
  • When you put leftovers into the refrigerator, make sure to put them somewhere you'll see them. You might forget the leftovers are in there if you place them somewhere towards the back.

Find Out If You Can Get Assistance

  • If you are pregnant or have a child under the age of 5, contact WIC to see if they can help you with nutrition counseling, food vouchers, breastfeeding support and referrals to other services and programs.
  • Contact your local school to find out if your children qualify for a reduced or free lunch and breakfast.
  • Contact your local town about elderly food assistance programs.
  • Ask if your church has a food pantry.
  • You might also want to look into Food Stamps or contact Project Bread to find out about other resources in your area.
  • Join a community garden group and learn to grow your own veggies.


This information is provided by the Department of Public Health. 
© 2012 Commonwealth of Massachusetts. 
Mass.Gov® is a registered service mark of the Commonwealth of Massachusetts. Article Source: http://www.mass.gov/eohhs/consumer/wellness/healthy-living/eat-better/money-saving-tips.html


All the Best,

Monday, September 3, 2012

Video: Makeup Money-Saving Tips & More

Happy Labor Day! 
Here’s my money-saving tip for today: 
Wait until holidays sales and other big sales 
to purchase big ticket items, 
like appliances, cars, and jumbo jets!

Video:
Makeup Money-Saving Tips
& More


This video published on YouTUbe on Aug 14, 2012 by 

Even if you don't buy makeup, 
she offer excellent tips on getting rebates too.

Thank you !